Call reports 2007
COMMERCEWEST BANK — 2007
What COMMERCEWEST BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 233,252,000 | 228,791,000 | 229,612,000 | 254,045,000 |
| Total loans | 136,119,000 | 145,012,000 | 143,944,000 | 136,005,000 |
| Allowance for loan losses | 1,828,000 | 2,012,000 | 2,027,000 | 2,243,000 |
| Securities available for sale | 72,697,000 | 63,781,000 | 65,415,000 | 104,126,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 183,977,000 | 174,355,000 | 191,380,000 | 200,814,000 |
| Interest-bearing deposits | 107,322,000 | 107,621,000 | 118,092,000 | 122,418,000 |
| Noninterest-bearing deposits | 76,655,000 | 66,734,000 | 73,288,000 | 78,396,000 |
| Equity capital | 29,487,000 | 29,860,000 | 31,244,000 | 32,281,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,877,000 | 7,914,000 | 11,968,000 | 16,079,000 |
| Interest expense | 1,322,000 | 2,744,000 | 4,092,000 | 5,395,000 |
| Net interest income | 2,555,000 | 5,170,000 | 7,876,000 | 10,684,000 |
| Noninterest income | 455,000 | 1,049,000 | 1,565,000 | 2,016,000 |
| Noninterest expense | 1,705,000 | 3,493,000 | 5,231,000 | 7,015,000 |
| Provision for loan losses | 88,000 | 273,000 | 312,000 | 813,000 |
| Pretax income | 1,217,000 | 2,453,000 | 3,898,000 | 4,872,000 |
| Income tax | 429,000 | 887,000 | 1,425,000 | 1,774,000 |
| Net income | 788,000 | 1,566,000 | 2,473,000 | 3,098,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,067,000 | 30,909,000 | 31,854,000 | 32,549,000 |
| Total capital | 32,039,000 | 33,066,000 | 34,061,000 | 34,793,000 |
| Risk-weighted assets | 183,123,000 | 184,433,000 | 184,279,000 | 211,154,000 |