Call reports 2006
COMMERCEWEST BANK — 2006
What COMMERCEWEST BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 175,306,000 | 190,860,000 | 219,589,000 | 251,611,000 |
| Total loans | 109,942,000 | 122,529,000 | 124,980,000 | 133,034,000 |
| Allowance for loan losses | 1,355,000 | 1,525,000 | 1,660,000 | 1,740,000 |
| Securities available for sale | 49,564,000 | 52,299,000 | 60,261,000 | 87,203,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 140,250,000 | 152,420,000 | 180,860,000 | 209,854,000 |
| Interest-bearing deposits | 82,554,000 | 88,808,000 | 101,890,000 | 95,271,000 |
| Noninterest-bearing deposits | 57,696,000 | 63,612,000 | 78,970,000 | 114,583,000 |
| Equity capital | 25,452,000 | 26,125,000 | 27,515,000 | 28,493,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,872,000 | 6,097,000 | 9,793,000 | 13,818,000 |
| Interest expense | 664,000 | 1,494,000 | 2,497,000 | 3,757,000 |
| Net interest income | 2,208,000 | 4,603,000 | 7,296,000 | 10,061,000 |
| Noninterest income | 468,000 | 955,000 | 1,504,000 | 1,980,000 |
| Noninterest expense | 1,691,000 | 3,372,000 | 5,108,000 | 6,858,000 |
| Provision for loan losses | 130,000 | 300,000 | 435,000 | 515,000 |
| Pretax income | 855,000 | 1,886,000 | 3,257,000 | 4,665,000 |
| Income tax | 342,000 | 744,000 | 1,295,000 | 1,901,000 |
| Net income | 513,000 | 1,142,000 | 1,962,000 | 2,764,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,468,000 | 27,348,000 | 28,268,000 | 29,214,000 |
| Total capital | 27,943,000 | 28,993,000 | 30,063,000 | 31,089,000 |
| Risk-weighted assets | 137,894,000 | 152,026,000 | 163,860,000 | 189,976,000 |