FACTANKER · measured, cited, anchored official records connected

Call reports 2005

COMMERCEWEST BANK — 2005

What COMMERCEWEST BANK reported to the FFIEC in 2005, quarter by quarter.

PERIOD: 2005SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/da012823-43b5-41f8-8746-71fdcf6bc3f3/2005

Balance sheet

What the bank holds and owes at quarter end

Measure2005Q12005Q22005Q32005Q4
Total assets123,954,000136,687,000170,809,000177,493,000
Total loans80,049,00085,234,00097,375,000105,043,000
Allowance for loan losses740,000925,0001,065,0001,225,000
Securities available for sale30,963,00041,443,00052,957,00048,686,000
Securities held to maturity0000
Trading assets0000
Total deposits98,327,000104,527,000121,697,000133,596,000
Interest-bearing deposits64,196,00069,173,00076,797,00082,589,000
Noninterest-bearing deposits34,131,00035,354,00044,900,00051,007,000
Equity capital17,706,00018,766,00024,506,00025,060,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2005Q12005Q22005Q32005Q4
Interest income1,711,0003,748,0006,136,0008,821,000
Interest expense330,000709,0001,185,0002,013,000
Net interest income1,381,0003,039,0004,951,0006,808,000
Noninterest income432,0001,188,0001,603,0002,140,000
Noninterest expense1,226,0002,730,0004,002,0005,625,000
Provision for loan losses506,000691,000808,000968,000
Pretax income81,000807,0001,742,0002,353,000
Income tax0225,000602,000788,000
Net income81,000582,0001,140,0001,565,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2005Q12005Q22005Q32005Q4
Tier 1 capital18,381,00019,110,00025,136,00025,792,000
Total capital19,231,00020,142,00026,296,00027,137,000
Risk-weighted assets95,380,000108,161,000139,943,000142,069,000