Call reports 2005
COMMERCEWEST BANK — 2005
What COMMERCEWEST BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 123,954,000 | 136,687,000 | 170,809,000 | 177,493,000 |
| Total loans | 80,049,000 | 85,234,000 | 97,375,000 | 105,043,000 |
| Allowance for loan losses | 740,000 | 925,000 | 1,065,000 | 1,225,000 |
| Securities available for sale | 30,963,000 | 41,443,000 | 52,957,000 | 48,686,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,327,000 | 104,527,000 | 121,697,000 | 133,596,000 |
| Interest-bearing deposits | 64,196,000 | 69,173,000 | 76,797,000 | 82,589,000 |
| Noninterest-bearing deposits | 34,131,000 | 35,354,000 | 44,900,000 | 51,007,000 |
| Equity capital | 17,706,000 | 18,766,000 | 24,506,000 | 25,060,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,711,000 | 3,748,000 | 6,136,000 | 8,821,000 |
| Interest expense | 330,000 | 709,000 | 1,185,000 | 2,013,000 |
| Net interest income | 1,381,000 | 3,039,000 | 4,951,000 | 6,808,000 |
| Noninterest income | 432,000 | 1,188,000 | 1,603,000 | 2,140,000 |
| Noninterest expense | 1,226,000 | 2,730,000 | 4,002,000 | 5,625,000 |
| Provision for loan losses | 506,000 | 691,000 | 808,000 | 968,000 |
| Pretax income | 81,000 | 807,000 | 1,742,000 | 2,353,000 |
| Income tax | 0 | 225,000 | 602,000 | 788,000 |
| Net income | 81,000 | 582,000 | 1,140,000 | 1,565,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,381,000 | 19,110,000 | 25,136,000 | 25,792,000 |
| Total capital | 19,231,000 | 20,142,000 | 26,296,000 | 27,137,000 |
| Risk-weighted assets | 95,380,000 | 108,161,000 | 139,943,000 | 142,069,000 |