Call reports 2004
COMMERCEWEST BANK — 2004
What COMMERCEWEST BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 97,372,000 | 108,329,000 | 110,621,000 | 125,127,000 |
| Total loans | 62,526,000 | 61,208,000 | 66,178,000 | 74,769,000 |
| Allowance for loan losses | 726,000 | 749,000 | 789,000 | 899,000 |
| Securities available for sale | 27,647,000 | 38,840,000 | 33,648,000 | 41,419,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,286,000 | 90,680,000 | 87,929,000 | 96,704,000 |
| Interest-bearing deposits | 51,931,000 | 57,897,000 | 56,114,000 | 61,598,000 |
| Noninterest-bearing deposits | 28,354,000 | 32,783,000 | 31,816,000 | 35,106,000 |
| Equity capital | 16,791,000 | 16,245,000 | 17,192,000 | 17,490,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,051,000 | 2,181,000 | 3,512,000 | 5,044,000 |
| Interest expense | 127,000 | 284,000 | 445,000 | 745,000 |
| Net interest income | 924,000 | 1,897,000 | 3,067,000 | 4,299,000 |
| Noninterest income | 527,000 | 721,000 | 1,016,000 | 1,524,000 |
| Noninterest expense | 1,084,000 | 2,007,000 | 3,069,000 | 4,370,000 |
| Provision for loan losses | 162,000 | 185,000 | 225,000 | 335,000 |
| Pretax income | 201,000 | 422,000 | 785,000 | 1,114,000 |
| Income tax | 0 | 0 | 0 | 1,000 |
| Net income | 201,000 | 422,000 | 785,000 | 1,113,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,225,000 | 17,496,000 | 17,870,000 | 18,201,000 |
| Total capital | 18,037,000 | 18,331,000 | 18,746,000 | 19,224,000 |
| Risk-weighted assets | 86,235,000 | 88,191,000 | 85,501,000 | 96,349,000 |