Call reports 2025
COMMUNITY STATE BANK — 2025
What COMMUNITY STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 |
|---|---|---|---|
| Total assets | 42,442,000 | 43,145,000 | 43,531,000 |
| Total loans | 23,480,000 | 23,926,000 | 25,168,000 |
| Allowance for loan losses | 431,000 | 433,000 | 574,000 |
| Securities available for sale | 5,766,000 | 5,052,000 | 4,764,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 37,762,000 | 38,360,000 | 38,571,000 |
| Interest-bearing deposits | 29,984,000 | 30,702,000 | 30,915,000 |
| Noninterest-bearing deposits | 7,778,000 | 7,658,000 | 7,656,000 |
| Equity capital | 4,447,000 | 4,536,000 | 4,131,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 |
|---|---|---|---|
| Interest income | 515,000 | 1,022,000 | 1,574,000 |
| Interest expense | 179,000 | 358,000 | 545,000 |
| Net interest income | 336,000 | 664,000 | 1,029,000 |
| Noninterest income | -70,000 | 4,000 | 13,000 |
| Noninterest expense | 243,000 | 578,000 | 1,411,000 |
| Provision for loan losses | 4,000 | 6,000 | 146,000 |
| Pretax income | 19,000 | 84,000 | -490,000 |
| Income tax | 23,000 | 22,000 | -105,000 |
| Net income | -4,000 | 62,000 | -385,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 |
|---|---|---|---|
| Tier 1 capital | 4,609,000 | 4,674,000 | 4,228,000 |