Call reports 2024
COMMUNITY STATE BANK — 2024
What COMMUNITY STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 44,696,000 | 43,367,000 | 43,411,000 | 44,028,000 |
| Total loans | 20,096,000 | 21,656,000 | 23,719,000 | 24,899,000 |
| Allowance for loan losses | 418,000 | 422,000 | 424,000 | 427,000 |
| Securities available for sale | 6,584,000 | 6,571,000 | 6,337,000 | 5,870,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,334,000 | 38,982,000 | 37,567,000 | 35,351,000 |
| Interest-bearing deposits | 31,839,000 | 31,243,000 | 29,743,000 | 27,705,000 |
| Noninterest-bearing deposits | 8,495,000 | 7,739,000 | 7,824,000 | 7,646,000 |
| Equity capital | 4,062,000 | 4,151,000 | 4,349,000 | 4,416,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 500,000 | 1,018,000 | 1,557,000 | 2,096,000 |
| Interest expense | 162,000 | 333,000 | 523,000 | 726,000 |
| Net interest income | 338,000 | 685,000 | 1,034,000 | 1,370,000 |
| Noninterest income | 3,000 | 12,000 | 19,000 | 39,000 |
| Noninterest expense | 246,000 | 511,000 | 766,000 | 1,016,000 |
| Provision for loan losses | 3,000 | 7,000 | 9,000 | 12,000 |
| Pretax income | 92,000 | 179,000 | 288,000 | 391,000 |
| Income tax | 22,000 | 47,000 | 72,000 | 79,000 |
| Net income | 70,000 | 132,000 | 216,000 | 312,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,372,000 | 4,434,000 | 4,518,000 | 4,613,000 |