Call reports 2023
COMMUNITY STATE BANK — 2023
What COMMUNITY STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 47,936,000 | 45,359,000 | 43,989,000 | 44,364,000 |
| Total loans | 18,018,000 | 18,691,000 | 19,830,000 | 21,100,000 |
| Allowance for loan losses | 416,000 | 416,000 | 416,000 | 415,000 |
| Securities available for sale | 7,320,000 | 7,161,000 | 7,064,000 | 6,529,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,266,000 | 41,626,000 | 39,898,000 | 39,371,000 |
| Interest-bearing deposits | 33,300,000 | 32,449,000 | 31,185,000 | 31,369,000 |
| Noninterest-bearing deposits | 10,967,000 | 9,177,000 | 8,713,000 | 8,002,000 |
| Equity capital | 3,552,000 | 3,617,000 | 3,861,000 | 3,997,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 432,000 | 899,000 | 1,373,000 | 1,857,000 |
| Interest expense | 75,000 | 179,000 | 309,000 | 467,000 |
| Net interest income | 357,000 | 720,000 | 1,064,000 | 1,390,000 |
| Noninterest income | 12,000 | 90,000 | 134,000 | 143,000 |
| Noninterest expense | 257,000 | 550,000 | 611,000 | 878,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 112,000 | 235,000 | 562,000 | 630,000 |
| Income tax | 16,000 | 36,000 | 89,000 | 143,000 |
| Net income | 96,000 | 199,000 | 473,000 | 487,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,914,000 | 4,017,000 | 4,291,000 | 4,302,000 |
| Total capital | 4,148,000 | 4,259,000 | — | — |
| Risk-weighted assets | 18,529,000 | 19,192,000 | — | — |