Call reports 2022
COMMUNITY STATE BANK — 2022
What COMMUNITY STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 43,966,000 | 44,050,000 | 44,067,000 | 43,748,000 |
| Total loans | 14,690,000 | 15,909,000 | 18,147,000 | 19,485,000 |
| Allowance for loan losses | 416,000 | 416,000 | 416,000 | 416,000 |
| Securities available for sale | 6,678,000 | 7,251,000 | 7,246,000 | 7,231,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,564,000 | 40,697,000 | 40,763,000 | 38,943,000 |
| Interest-bearing deposits | 30,135,000 | 31,035,000 | 31,177,000 | 30,645,000 |
| Noninterest-bearing deposits | 10,429,000 | 9,662,000 | 9,585,000 | 8,298,000 |
| Equity capital | 3,375,000 | 3,313,000 | 3,252,000 | 3,384,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 250,000 | 547,000 | 907,000 | 1,304,000 |
| Interest expense | 29,000 | 56,000 | 80,000 | 128,000 |
| Net interest income | 221,000 | 491,000 | 827,000 | 1,176,000 |
| Noninterest income | 20,000 | 37,000 | 53,000 | 56,000 |
| Noninterest expense | 228,000 | 448,000 | 694,000 | 936,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 12,000 | 79,000 | 176,000 | 296,000 |
| Income tax | 7,000 | 15,000 | 22,000 | 54,000 |
| Net income | 5,000 | 64,000 | 154,000 | 242,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,581,000 | 3,640,000 | 3,730,000 | 3,818,000 |
| Total capital | — | — | 3,971,000 | 4,117,000 |
| Risk-weighted assets | — | — | 19,110,000 | 23,830,000 |