Call reports 2021
COMMUNITY STATE BANK — 2021
What COMMUNITY STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 39,937,000 | 41,011,000 | 38,896,000 | 39,337,000 |
| Total loans | 17,913,000 | 18,314,000 | 17,792,000 | 19,472,000 |
| Allowance for loan losses | 400,000 | 400,000 | 411,000 | 416,000 |
| Securities available for sale | 4,072,000 | 5,094,000 | 4,999,000 | 4,964,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,408,000 | 37,363,000 | 35,275,000 | 35,041,000 |
| Interest-bearing deposits | 27,814,000 | 28,808,000 | 27,672,000 | 27,212,000 |
| Noninterest-bearing deposits | 8,595,000 | 8,555,000 | 7,603,000 | 7,829,000 |
| Equity capital | 3,440,000 | 3,540,000 | 3,489,000 | 3,546,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 350,000 | 701,000 | 996,000 | 1,266,000 |
| Interest expense | 37,000 | 71,000 | 101,000 | 130,000 |
| Net interest income | 313,000 | 630,000 | 895,000 | 1,136,000 |
| Noninterest income | 10,000 | 19,000 | 44,000 | 52,000 |
| Noninterest expense | 214,000 | 430,000 | 689,000 | 929,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 109,000 | 219,000 | 250,000 | 259,000 |
| Income tax | 18,000 | 35,000 | 41,000 | 28,000 |
| Net income | 91,000 | 184,000 | 209,000 | 231,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,436,000 | 3,528,000 | 3,466,000 | 3,576,000 |