Call reports 2020
COMMUNITY STATE BANK — 2020
What COMMUNITY STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 36,156,000 | 37,454,000 | 35,233,000 | 36,538,000 |
| Total loans | 15,302,000 | 17,165,000 | 18,247,000 | 17,798,000 |
| Allowance for loan losses | 391,000 | 391,000 | 392,000 | 392,000 |
| Securities available for sale | 1,909,000 | 1,877,000 | 2,398,000 | 2,616,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,787,000 | 34,020,000 | 31,758,000 | 33,072,000 |
| Interest-bearing deposits | 24,066,000 | 25,070,000 | 25,363,000 | 25,165,000 |
| Noninterest-bearing deposits | 8,721,000 | 8,950,000 | 6,395,000 | 7,907,000 |
| Equity capital | 3,278,000 | 3,328,000 | 3,363,000 | 3,372,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 268,000 | 537,000 | 820,000 | 1,117,000 |
| Interest expense | 53,000 | 98,000 | 142,000 | 182,000 |
| Net interest income | 215,000 | 439,000 | 678,000 | 935,000 |
| Noninterest income | 8,000 | 20,000 | 40,000 | 57,000 |
| Noninterest expense | 179,000 | 390,000 | 617,000 | 872,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 44,000 | 69,000 | 101,000 | 120,000 |
| Income tax | 5,000 | 9,000 | 15,000 | 30,000 |
| Net income | 39,000 | 60,000 | 86,000 | 90,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,292,000 | 3,312,000 | 3,342,000 | 3,345,000 |