Call reports 2019
COMMUNITY STATE BANK — 2019
What COMMUNITY STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 18,020,000 | 18,733,000 | 18,135,000 | 17,735,000 |
| Total loans | 9,217,000 | 8,621,000 | 9,689,000 | 9,796,000 |
| Allowance for loan losses | 390,000 | 391,000 | 391,000 | 391,000 |
| Securities available for sale | 2,024,000 | 2,018,000 | 1,821,000 | 1,367,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 14,264,000 | 15,047,000 | 13,960,000 | 14,181,000 |
| Interest-bearing deposits | 10,709,000 | 11,397,000 | 11,191,000 | 10,707,000 |
| Noninterest-bearing deposits | 3,555,000 | 3,650,000 | 2,769,000 | 3,473,000 |
| Equity capital | 1,597,000 | 1,616,000 | 1,618,000 | 1,625,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 139,000 | 280,000 | 425,000 | 579,000 |
| Interest expense | 33,000 | 64,000 | 100,000 | 142,000 |
| Net interest income | 106,000 | 216,000 | 325,000 | 437,000 |
| Noninterest income | 8,000 | 8,000 | 12,000 | -5,000 |
| Noninterest expense | 107,000 | 207,000 | 325,000 | 394,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 7,000 | 17,000 | 12,000 | 38,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 7,000 | 17,000 | 12,000 | 38,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,615,000 | 1,616,000 | 1,618,000 | 1,625,000 |
| Total capital | 1,741,000 | 1,739,000 | 1,741,000 | 1,756,000 |
| Risk-weighted assets | 9,789,000 | 9,510,000 | 9,510,000 | 10,186,000 |