Call reports 2018
COMMUNITY STATE BANK — 2018
What COMMUNITY STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 17,761,000 | 17,689,000 | 17,004,000 | 17,442,000 |
| Total loans | 8,638,000 | 8,453,000 | 9,638,000 | 10,125,000 |
| Allowance for loan losses | 390,000 | 390,000 | 390,000 | 390,000 |
| Securities available for sale | 2,313,000 | 2,316,000 | 2,114,000 | 2,016,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 14,763,000 | 14,523,000 | 12,901,000 | 13,284,000 |
| Interest-bearing deposits | 10,898,000 | 10,818,000 | 9,928,000 | 9,741,000 |
| Noninterest-bearing deposits | 3,865,000 | 3,705,000 | 2,973,000 | 3,542,000 |
| Equity capital | 1,620,000 | 1,613,000 | 1,607,000 | 1,586,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 136,000 | 271,000 | 406,000 | 543,000 |
| Interest expense | 25,000 | 57,000 | 87,000 | 118,000 |
| Net interest income | 111,000 | 214,000 | 319,000 | 425,000 |
| Noninterest income | 3,000 | 3,000 | 5,000 | 9,000 |
| Noninterest expense | 114,000 | 224,000 | 341,000 | 477,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 0 | -7,000 | -17,000 | -43,000 |
| Income tax | -5,000 | -6,000 | -8,000 | -7,000 |
| Net income | 5,000 | -1,000 | -9,000 | -36,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,649,000 | 1,649,000 | 1,634,000 | 1,613,000 |
| Total capital | 1,769,000 | 1,771,000 | 1,762,000 | 1,748,000 |
| Risk-weighted assets | 9,275,000 | 9,531,000 | 9,933,000 | 10,467,000 |