Call reports 2017
COMMUNITY STATE BANK — 2017
What COMMUNITY STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 17,150,000 | 17,355,000 | 17,196,000 | 18,073,000 |
| Total loans | 11,216,000 | 11,404,000 | 11,536,000 | 12,520,000 |
| Allowance for loan losses | 389,000 | 389,000 | 389,000 | 390,000 |
| Securities available for sale | 1,513,000 | 1,704,000 | 1,503,000 | 1,444,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,216,000 | 13,517,000 | 13,210,000 | 12,922,000 |
| Interest-bearing deposits | 10,675,000 | 10,854,000 | 10,479,000 | 9,991,000 |
| Noninterest-bearing deposits | 2,541,000 | 2,662,000 | 2,731,000 | 2,930,000 |
| Equity capital | 1,639,000 | 1,658,000 | 1,634,000 | 1,627,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 137,000 | 275,000 | 409,000 | 553,000 |
| Interest expense | 19,000 | 41,000 | 66,000 | 89,000 |
| Net interest income | 118,000 | 234,000 | 343,000 | 464,000 |
| Noninterest income | 6,000 | 10,000 | 14,000 | 32,000 |
| Noninterest expense | 98,000 | 200,000 | 329,000 | 491,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 26,000 | 44,000 | 28,000 | 5,000 |
| Income tax | 11,000 | 12,000 | 12,000 | 7,000 |
| Net income | 15,000 | 32,000 | 16,000 | -2,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,640,000 | 1,658,000 | 1,628,000 | 1,627,000 |
| Total capital | 1,791,000 | 1,816,000 | 1,784,000 | 1,797,000 |
| Risk-weighted assets | 11,843,000 | 12,266,000 | 12,091,000 | 13,413,000 |