Call reports 2016
COMMUNITY STATE BANK — 2016
What COMMUNITY STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 16,115,000 | 16,103,000 | 17,130,000 | 18,171,000 |
| Total loans | 12,490,000 | 11,798,000 | 12,080,000 | 13,252,000 |
| Allowance for loan losses | 385,000 | 385,000 | 385,000 | 388,000 |
| Securities available for sale | 1,302,000 | 1,338,000 | 1,690,000 | 1,481,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,200,000 | 12,439,000 | 12,851,000 | 12,657,000 |
| Interest-bearing deposits | 9,610,000 | 9,673,000 | 10,338,000 | 9,937,000 |
| Noninterest-bearing deposits | 2,590,000 | 2,767,000 | 2,513,000 | 2,720,000 |
| Equity capital | 1,626,000 | 1,619,000 | 1,593,000 | 1,641,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 147,000 | 280,000 | 412,000 | 563,000 |
| Interest expense | 13,000 | 24,000 | 41,000 | 63,000 |
| Net interest income | 134,000 | 256,000 | 371,000 | 500,000 |
| Noninterest income | 11,000 | 14,000 | 17,000 | 20,000 |
| Noninterest expense | 110,000 | 231,000 | 362,000 | 479,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 35,000 | 39,000 | 26,000 | 41,000 |
| Income tax | -1,000 | -8,000 | -1,000 | -6,000 |
| Net income | 36,000 | 47,000 | 27,000 | 47,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,626,000 | 1,618,000 | 1,598,000 | 1,636,000 |
| Total capital | 1,791,000 | 1,772,000 | 1,761,000 | 1,824,000 |
| Risk-weighted assets | 13,119,000 | 12,627,000 | 12,843,000 | 14,903,000 |