Call reports 2013
COMMUNITY STATE BANK — 2013
What COMMUNITY STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 18,536,000 | 18,478,000 | 18,118,000 | 17,660,000 |
| Total loans | 7,364,000 | 9,851,000 | 11,552,000 | 12,396,000 |
| Allowance for loan losses | 367,000 | 365,000 | 368,000 | 370,000 |
| Securities available for sale | 2,982,000 | 1,256,000 | 1,926,000 | 1,672,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,017,000 | 14,492,000 | 13,226,000 | 12,664,000 |
| Interest-bearing deposits | 11,520,000 | 11,112,000 | 10,448,000 | 9,464,000 |
| Noninterest-bearing deposits | 4,497,000 | 3,380,000 | 2,778,000 | 3,200,000 |
| Equity capital | 1,674,000 | 1,610,000 | 1,585,000 | 1,569,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 105,000 | 200,000 | 327,000 | 444,000 |
| Interest expense | 17,000 | 32,000 | 46,000 | 56,000 |
| Net interest income | 88,000 | 168,000 | 281,000 | 388,000 |
| Noninterest income | 23,000 | 28,000 | 33,000 | 38,000 |
| Noninterest expense | 152,000 | 300,000 | 433,000 | 571,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -41,000 | -104,000 | -119,000 | -145,000 |
| Income tax | 0 | -17,000 | -11,000 | -15,000 |
| Net income | -41,000 | -87,000 | -108,000 | -130,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,658,000 | 1,605,000 | 1,585,000 | 1,570,000 |
| Total capital | 1,779,000 | 1,750,000 | 1,746,000 | 1,742,000 |
| Risk-weighted assets | 9,408,000 | 11,319,000 | 12,643,000 | 13,296,000 |