Call reports 2011
COMMUNITY STATE BANK — 2011
What COMMUNITY STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 18,081,000 | 17,942,000 | 18,674,000 | 18,163,000 |
| Total loans | 8,248,000 | 9,342,000 | 11,344,000 | 12,621,000 |
| Allowance for loan losses | 148,000 | 148,000 | 148,000 | 148,000 |
| Securities available for sale | 2,500,000 | 2,323,000 | 1,781,000 | 827,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,343,000 | 14,273,000 | 13,780,000 | 13,497,000 |
| Interest-bearing deposits | 12,342,000 | 11,923,000 | 11,425,000 | 10,565,000 |
| Noninterest-bearing deposits | 3,001,000 | 2,350,000 | 2,355,000 | 2,932,000 |
| Equity capital | 1,930,000 | 1,959,000 | 1,975,000 | 1,995,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 139,000 | 272,000 | 420,000 | 631,000 |
| Interest expense | 32,000 | 61,000 | 92,000 | 118,000 |
| Net interest income | 107,000 | 211,000 | 328,000 | 513,000 |
| Noninterest income | 53,000 | 57,000 | 65,000 | 73,000 |
| Noninterest expense | 127,000 | 214,000 | 327,000 | 482,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 33,000 | 54,000 | 66,000 | 104,000 |
| Income tax | 12,000 | 21,000 | 22,000 | 37,000 |
| Net income | 21,000 | 33,000 | 44,000 | 67,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,934,000 | 1,946,000 | 1,956,000 | 1,979,000 |
| Total capital | 2,058,000 | 2,081,000 | 2,104,000 | 2,127,000 |
| Risk-weighted assets | 9,908,000 | 10,751,000 | 12,522,000 | 13,592,000 |