Call reports 2002
COMMUNITY STATE BANK — 2002
What COMMUNITY STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 12,563,000 | 12,690,000 | 12,712,000 | 12,387,000 |
| Total loans | 7,019,000 | 6,955,000 | 7,290,000 | 7,495,000 |
| Allowance for loan losses | 147,000 | 110,000 | 113,000 | 113,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,834,000 | 2,135,000 | 2,435,000 | 3,135,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 10,932,000 | 11,019,000 | 11,032,000 | 10,687,000 |
| Interest-bearing deposits | 9,563,000 | 9,555,000 | 9,268,000 | 9,206,000 |
| Noninterest-bearing deposits | 1,369,000 | 1,464,000 | 1,764,000 | 1,481,000 |
| Equity capital | 1,523,000 | 1,537,000 | 1,551,000 | 1,552,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 185,000 | 369,000 | 544,000 | 722,000 |
| Interest expense | 75,000 | 140,000 | 204,000 | 267,000 |
| Net interest income | 110,000 | 229,000 | 340,000 | 455,000 |
| Noninterest income | 8,000 | 18,000 | 25,000 | 31,000 |
| Noninterest expense | 77,000 | 181,000 | 280,000 | 401,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 41,000 | 66,000 | 85,000 | 85,000 |
| Income tax | 7,000 | 18,000 | 22,000 | 22,000 |
| Net income | 34,000 | 48,000 | 63,000 | 63,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,523,000 | 1,537,000 | 1,551,000 | 1,552,000 |
| Total capital | 1,617,000 | 1,634,000 | 1,652,000 | 1,655,000 |
| Risk-weighted assets | 7,480,000 | 7,774,000 | 8,089,000 | 8,222,000 |