Call reports 2001
COMMUNITY STATE BANK — 2001
What COMMUNITY STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 12,087,000 | 11,886,000 | 12,443,000 | 12,742,000 |
| Total loans | 7,239,000 | 7,048,000 | 7,248,000 | 7,117,000 |
| Allowance for loan losses | 123,000 | 147,000 | 147,000 | 147,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,377,000 | 1,785,000 | 1,783,000 | 2,533,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 10,552,000 | 10,282,000 | 10,816,000 | 11,105,000 |
| Interest-bearing deposits | 9,172,000 | 9,217,000 | 10,098,000 | 9,461,000 |
| Noninterest-bearing deposits | 1,380,000 | 1,065,000 | 718,000 | 1,644,000 |
| Equity capital | 1,423,000 | 1,459,000 | 1,474,000 | 1,491,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 211,000 | 455,000 | 671,000 | 876,000 |
| Interest expense | 119,000 | 235,000 | 345,000 | 440,000 |
| Net interest income | 92,000 | 220,000 | 326,000 | 436,000 |
| Noninterest income | 12,000 | 27,000 | 33,000 | 41,000 |
| Noninterest expense | 73,000 | 166,000 | 257,000 | 357,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 31,000 | 81,000 | 102,000 | 120,000 |
| Income tax | 7,000 | 21,000 | 27,000 | 26,000 |
| Net income | 24,000 | 60,000 | 75,000 | 94,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,423,000 | 1,459,000 | 1,474,000 | 1,491,000 |
| Total capital | 1,518,000 | 1,552,000 | 1,574,000 | 1,587,000 |
| Risk-weighted assets | 7,539,000 | 7,353,000 | 7,897,000 | 7,553,000 |