Call reports 2003
DILLARD NATIONAL BANK — 2003
What DILLARD NATIONAL BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 18,729,000 | 18,444,000 | 19,806,000 | 48,289,000 |
| Total loans | 0 | 0 | 0 | 0 |
| Allowance for loan losses | 0 | 0 | 0 | 0 |
| Securities available for sale | 10,100,000 | 9,712,000 | 0 | 0 |
| Securities held to maturity | 15,000 | 15,000 | 15,000 | 15,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,102,000 | 1,994,000 | 1,772,000 | 27,102,000 |
| Interest-bearing deposits | 3,102,000 | 1,994,000 | 1,772,000 | 27,102,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 12,459,000 | 13,151,000 | 14,227,000 | 16,751,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 18,000 | 41,000 | 67,000 | 114,000 |
| Interest expense | 8,000 | 13,000 | 18,000 | 35,000 |
| Net interest income | 10,000 | 28,000 | 49,000 | 79,000 |
| Noninterest income | 13,849,000 | 27,729,000 | 42,166,000 | 59,437,000 |
| Noninterest expense | 12,957,000 | 25,657,000 | 38,414,000 | 51,689,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 902,000 | 2,100,000 | 3,801,000 | 7,827,000 |
| Income tax | 351,000 | 857,000 | 1,482,000 | 2,984,000 |
| Net income | 551,000 | 1,243,000 | 2,319,000 | 4,843,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,459,000 | 13,151,000 | 14,227,000 | 16,751,000 |
| Total capital | 12,459,000 | 13,151,000 | 14,227,000 | 16,751,000 |
| Risk-weighted assets | 8,171,000 | 8,277,000 | 7,951,000 | 16,362,000 |