Call reports 2016
FARM BUREAU BANK FSB — 2016
What FARM BUREAU BANK FSB reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 780,139,000 | 804,953,000 | 833,246,000 | 820,086,000 |
| Total loans | 747,203,000 | 774,108,000 | 803,348,000 | 788,914,000 |
| Allowance for loan losses | 5,982,000 | 5,929,000 | 6,164,000 | 6,494,000 |
| Securities available for sale | 1,000,000 | 1,000,000 | 1,000,000 | 1,000,000 |
| Securities held to maturity | 3,012,000 | 3,014,000 | 3,016,000 | 3,018,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 691,655,000 | 714,474,000 | 741,228,000 | 724,378,000 |
| Interest-bearing deposits | 674,997,000 | 700,297,000 | 730,215,000 | 707,718,000 |
| Noninterest-bearing deposits | 16,659,000 | 14,177,000 | 11,013,000 | 16,660,000 |
| Equity capital | 77,666,000 | 78,702,000 | 79,238,000 | 79,615,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 8,761,000 | 17,774,000 | 27,242,000 | 36,920,000 |
| Interest expense | 1,527,000 | 3,172,000 | 4,987,000 | 6,882,000 |
| Net interest income | 7,234,000 | 14,602,000 | 22,255,000 | 30,038,000 |
| Noninterest income | 929,000 | 1,947,000 | 2,837,000 | 3,925,000 |
| Noninterest expense | 5,800,000 | 11,755,000 | 17,802,000 | 24,236,000 |
| Provision for loan losses | 1,099,000 | 2,247,000 | 3,864,000 | 5,670,000 |
| Pretax income | 1,264,000 | 2,547,000 | 3,426,000 | 4,057,000 |
| Income tax | 490,000 | 987,000 | 1,330,000 | 1,584,000 |
| Net income | 774,000 | 1,560,000 | 2,096,000 | 2,473,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 77,112,000 | 78,538,000 | 79,091,000 | 79,466,000 |
| Total capital | 83,094,000 | 84,467,000 | 85,256,000 | 85,960,000 |
| Risk-weighted assets | 761,530,000 | 788,249,000 | 817,518,000 | 805,034,000 |