Call reports 2015
DIETERICH BANK — 2015
What DIETERICH BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 577,548,000 | 584,009,000 | 590,242,000 | 574,090,000 |
| Total loans | 386,800,000 | 404,303,000 | 409,106,000 | 401,454,000 |
| Allowance for loan losses | 3,977,000 | 5,403,000 | 5,570,000 | 5,506,000 |
| Securities available for sale | 160,371,000 | 150,784,000 | 147,393,000 | 138,978,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 491,140,000 | 486,743,000 | 498,033,000 | 494,591,000 |
| Interest-bearing deposits | 434,974,000 | 432,166,000 | 439,304,000 | 431,856,000 |
| Noninterest-bearing deposits | 56,167,000 | 54,578,000 | 58,729,000 | 62,734,000 |
| Equity capital | 58,143,000 | 57,384,000 | 58,800,000 | 59,587,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 5,279,000 | 10,683,000 | 16,237,000 | 21,472,000 |
| Interest expense | 889,000 | 1,786,000 | 2,697,000 | 3,595,000 |
| Net interest income | 4,390,000 | 8,897,000 | 13,540,000 | 17,877,000 |
| Noninterest income | 756,000 | 1,567,000 | 2,376,000 | 3,150,000 |
| Noninterest expense | 2,989,000 | 6,127,000 | 9,283,000 | 12,636,000 |
| Provision for loan losses | 150,000 | 1,719,000 | 1,958,000 | 1,975,000 |
| Pretax income | 1,976,000 | 2,679,000 | 4,751,000 | 6,544,000 |
| Income tax | 608,000 | 821,000 | 1,431,000 | 1,972,000 |
| Net income | 1,368,000 | 1,858,000 | 3,320,000 | 4,572,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,372,000 | 55,549,000 | 57,308,000 | 58,240,000 |
| Total capital | 59,349,000 | 60,952,000 | 62,878,000 | 63,746,000 |
| Risk-weighted assets | 457,616,000 | 485,774,000 | 486,116,000 | 473,269,000 |