Call reports 2013
DIETERICH BANK — 2013
What DIETERICH BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 533,964,000 | 524,033,000 | 528,266,000 | 531,754,000 |
| Total loans | 281,462,000 | 285,888,000 | 311,178,000 | 313,394,000 |
| Allowance for loan losses | 3,184,000 | 3,177,000 | 3,408,000 | 3,432,000 |
| Securities available for sale | 202,194,000 | 191,952,000 | 178,679,000 | 179,244,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 473,459,000 | 463,849,000 | 462,687,000 | 467,160,000 |
| Interest-bearing deposits | 461,150,000 | 452,971,000 | 416,442,000 | 413,834,000 |
| Noninterest-bearing deposits | 12,309,000 | 10,878,000 | 46,245,000 | 53,326,000 |
| Equity capital | 51,489,000 | 49,542,000 | 49,427,000 | 50,606,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 4,463,000 | 8,986,000 | 13,583,000 | 18,157,000 |
| Interest expense | 1,065,000 | 2,080,000 | 3,030,000 | 3,971,000 |
| Net interest income | 3,398,000 | 6,906,000 | 10,553,000 | 14,186,000 |
| Noninterest income | 797,000 | 1,607,000 | 2,343,000 | 3,326,000 |
| Noninterest expense | 2,629,000 | 5,343,000 | 8,019,000 | 10,684,000 |
| Provision for loan losses | 80,000 | 155,000 | 405,000 | 667,000 |
| Pretax income | 1,590,000 | 3,120,000 | 4,650,000 | 6,342,000 |
| Income tax | 463,000 | 882,000 | 1,313,000 | 1,705,000 |
| Net income | 1,127,000 | 2,238,000 | 3,337,000 | 4,637,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,384,000 | 46,835,000 | 47,198,000 | 48,739,000 |
| Total capital | 50,568,000 | 50,012,000 | 50,606,000 | 52,171,000 |
| Risk-weighted assets | 342,220,000 | 351,725,000 | 374,288,000 | 378,850,000 |