Call reports 2009
DIETERICH BANK — 2009
What DIETERICH BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 255,463,000 | 257,629,000 | 269,365,000 | 279,732,000 |
| Total loans | 134,186,000 | 141,963,000 | 150,497,000 | 152,797,000 |
| Allowance for loan losses | 1,232,000 | 1,332,000 | 1,463,000 | 1,532,000 |
| Securities available for sale | 86,382,000 | 91,893,000 | 93,983,000 | 95,952,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 226,799,000 | 229,359,000 | 237,628,000 | 246,282,000 |
| Interest-bearing deposits | 207,060,000 | 210,384,000 | 216,399,000 | 225,371,000 |
| Noninterest-bearing deposits | 19,739,000 | 18,975,000 | 21,229,000 | 20,911,000 |
| Equity capital | 19,430,000 | 19,424,000 | 20,869,000 | 25,295,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 3,206,000 | 6,494,000 | 9,788,000 | 12,522,000 |
| Interest expense | 1,545,000 | 3,008,000 | 4,387,000 | 5,702,000 |
| Net interest income | 1,661,000 | 3,486,000 | 5,401,000 | 6,820,000 |
| Noninterest income | 257,000 | 535,000 | 829,000 | 1,727,000 |
| Noninterest expense | 1,339,000 | 2,822,000 | 4,218,000 | 5,810,000 |
| Provision for loan losses | 75,000 | 175,000 | 375,000 | 575,000 |
| Pretax income | 692,000 | 1,268,000 | 1,919,000 | 2,567,000 |
| Income tax | 188,000 | 321,000 | 473,000 | 620,000 |
| Net income | 504,000 | 947,000 | 1,446,000 | 1,947,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,791,000 | 19,025,000 | 19,298,000 | 24,149,000 |
| Total capital | 20,023,000 | 20,357,000 | 20,761,000 | 25,681,000 |
| Risk-weighted assets | 159,013,000 | 166,672,000 | 174,638,000 | 180,217,000 |