Call reports 2008
DIETERICH BANK — 2008
What DIETERICH BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 197,116,000 | 206,338,000 | 212,132,000 | 232,364,000 |
| Total loans | 113,483,000 | 117,688,000 | 125,388,000 | 136,115,000 |
| Allowance for loan losses | 1,131,000 | 1,151,000 | 1,175,000 | 1,232,000 |
| Securities available for sale | 59,983,000 | 65,772,000 | 65,239,000 | 69,491,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 169,508,000 | 179,182,000 | 185,378,000 | 204,717,000 |
| Interest-bearing deposits | 152,044,000 | 162,037,000 | 167,814,000 | 184,355,000 |
| Noninterest-bearing deposits | 17,464,000 | 17,145,000 | 17,564,000 | 20,362,000 |
| Equity capital | 18,457,000 | 17,786,000 | 18,113,000 | 18,906,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,803,000 | 5,666,000 | 8,506,000 | 11,458,000 |
| Interest expense | 1,466,000 | 2,879,000 | 4,330,000 | 5,796,000 |
| Net interest income | 1,337,000 | 2,787,000 | 4,176,000 | 5,662,000 |
| Noninterest income | 222,000 | 452,000 | 728,000 | 910,000 |
| Noninterest expense | 1,173,000 | 2,367,000 | 3,639,000 | 5,059,000 |
| Provision for loan losses | 15,000 | 45,000 | 75,000 | 135,000 |
| Pretax income | 384,000 | 849,000 | 1,244,000 | 1,512,000 |
| Income tax | 71,000 | 167,000 | 246,000 | 283,000 |
| Net income | 313,000 | 682,000 | 998,000 | 1,229,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,041,000 | 18,280,000 | 18,286,000 | 18,377,000 |
| Total capital | 19,172,000 | 19,431,000 | 19,461,000 | 19,609,000 |
| Risk-weighted assets | 130,320,000 | 135,995,000 | 143,287,000 | 155,115,000 |