Call reports 2007
DIETERICH BANK — 2007
What DIETERICH BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 176,184,000 | 176,158,000 | 179,758,000 | 186,696,000 |
| Total loans | 112,285,000 | 111,739,000 | 112,903,000 | 116,944,000 |
| Allowance for loan losses | 1,168,000 | 1,179,000 | 1,132,000 | 1,116,000 |
| Securities available for sale | 47,093,000 | 49,035,000 | 51,665,000 | 54,572,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 150,571,000 | 150,644,000 | 153,857,000 | 159,554,000 |
| Interest-bearing deposits | 132,182,000 | 135,749,000 | 137,722,000 | 141,654,000 |
| Noninterest-bearing deposits | 18,389,000 | 14,895,000 | 16,135,000 | 17,900,000 |
| Equity capital | 16,654,000 | 16,408,000 | 17,219,000 | 17,888,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,533,000 | 5,145,000 | 7,806,000 | 10,540,000 |
| Interest expense | 1,261,000 | 2,576,000 | 3,968,000 | 5,408,000 |
| Net interest income | 1,272,000 | 2,569,000 | 3,838,000 | 5,132,000 |
| Noninterest income | 230,000 | 452,000 | 682,000 | 919,000 |
| Noninterest expense | 932,000 | 1,879,000 | 2,862,000 | 3,892,000 |
| Provision for loan losses | 15,000 | 15,000 | 15,000 | 30,000 |
| Pretax income | 567,000 | 1,146,000 | 1,681,000 | 2,167,000 |
| Income tax | 143,000 | 292,000 | 415,000 | 518,000 |
| Net income | 424,000 | 854,000 | 1,266,000 | 1,649,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,907,000 | 17,210,000 | 17,530,000 | 17,803,000 |
| Total capital | 18,075,000 | 18,389,000 | 18,662,000 | 18,919,000 |
| Risk-weighted assets | 122,547,000 | 122,783,000 | 124,907,000 | 129,290,000 |