Call reports 2006
DIETERICH BANK — 2006
What DIETERICH BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 166,771,000 | 167,289,000 | 171,278,000 | 173,255,000 |
| Total loans | 112,653,000 | 111,964,000 | 115,264,000 | 115,244,000 |
| Allowance for loan losses | 1,077,000 | 1,105,000 | 1,134,000 | 1,153,000 |
| Securities available for sale | 43,969,000 | 44,136,000 | 44,577,000 | 45,348,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 140,642,000 | 141,765,000 | 145,742,000 | 148,192,000 |
| Interest-bearing deposits | 125,841,000 | 126,667,000 | 131,228,000 | 131,143,000 |
| Noninterest-bearing deposits | 14,801,000 | 15,098,000 | 14,514,000 | 17,049,000 |
| Equity capital | 15,071,000 | 15,008,000 | 15,678,000 | 16,224,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,291,000 | 4,669,000 | 7,164,000 | 9,713,000 |
| Interest expense | 1,029,000 | 2,158,000 | 3,401,000 | 4,694,000 |
| Net interest income | 1,262,000 | 2,511,000 | 3,763,000 | 5,019,000 |
| Noninterest income | 195,000 | 399,000 | 612,000 | 824,000 |
| Noninterest expense | 843,000 | 1,713,000 | 2,547,000 | 3,417,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 110,000 |
| Pretax income | 595,000 | 1,152,000 | 1,781,000 | 2,361,000 |
| Income tax | 169,000 | 310,000 | 472,000 | 617,000 |
| Net income | 426,000 | 842,000 | 1,309,000 | 1,744,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,440,000 | 15,781,000 | 16,173,000 | 16,532,000 |
| Total capital | 16,518,000 | 16,886,000 | 17,307,000 | 17,686,000 |
| Risk-weighted assets | 120,011,000 | 120,383,000 | 123,241,000 | 123,581,000 |