Call reports 2005
DIETERICH BANK — 2005
What DIETERICH BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 155,569,000 | 156,120,000 | 164,123,000 | 166,770,000 |
| Total loans | 100,255,000 | 102,838,000 | 110,669,000 | 112,894,000 |
| Allowance for loan losses | 1,044,000 | 1,045,000 | 1,075,000 | 1,079,000 |
| Securities available for sale | 42,957,000 | 43,346,000 | 42,672,000 | 42,794,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 134,856,000 | 134,974,000 | 137,292,000 | 136,909,000 |
| Interest-bearing deposits | 120,093,000 | 120,886,000 | 122,261,000 | 120,124,000 |
| Noninterest-bearing deposits | 14,763,000 | 14,088,000 | 15,031,000 | 16,785,000 |
| Equity capital | 13,749,000 | 14,335,000 | 14,609,000 | 14,674,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,989,000 | 4,065,000 | 6,266,000 | 8,547,000 |
| Interest expense | 720,000 | 1,502,000 | 2,369,000 | 3,329,000 |
| Net interest income | 1,269,000 | 2,563,000 | 3,897,000 | 5,218,000 |
| Noninterest income | 192,000 | 393,000 | 586,000 | 770,000 |
| Noninterest expense | 784,000 | 1,588,000 | 2,397,000 | 3,177,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 663,000 | 1,324,000 | 2,023,000 | 2,718,000 |
| Income tax | 195,000 | 378,000 | 578,000 | 781,000 |
| Net income | 468,000 | 946,000 | 1,445,000 | 1,937,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,840,000 | 14,268,000 | 14,697,000 | 15,014,000 |
| Total capital | 14,884,000 | 15,313,000 | 15,772,000 | 16,093,000 |
| Risk-weighted assets | 107,241,000 | 108,566,000 | 117,079,000 | 119,888,000 |