Call reports 2004
DIETERICH BANK — 2004
What DIETERICH BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 150,399,000 | 153,153,000 | 152,405,000 | 154,587,000 |
| Total loans | 87,831,000 | 94,832,000 | 99,687,000 | 99,245,000 |
| Allowance for loan losses | 890,000 | 939,000 | 973,000 | 1,017,000 |
| Securities available for sale | 50,790,000 | 46,120,000 | 42,365,000 | 42,810,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 129,679,000 | 133,084,000 | 130,629,000 | 133,593,000 |
| Interest-bearing deposits | 117,104,000 | 119,809,000 | 117,798,000 | 117,334,000 |
| Noninterest-bearing deposits | 12,575,000 | 13,275,000 | 12,831,000 | 16,259,000 |
| Equity capital | 13,038,000 | 12,445,000 | 13,459,000 | 13,743,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,850,000 | 3,741,000 | 5,690,000 | 7,678,000 |
| Interest expense | 610,000 | 1,224,000 | 1,855,000 | 2,533,000 |
| Net interest income | 1,240,000 | 2,517,000 | 3,835,000 | 5,145,000 |
| Noninterest income | 113,000 | 252,000 | 459,000 | 663,000 |
| Noninterest expense | 754,000 | 1,508,000 | 2,278,000 | 3,120,000 |
| Provision for loan losses | 35,000 | 80,000 | 125,000 | 160,000 |
| Pretax income | 647,000 | 1,308,000 | 2,018,000 | 2,655,000 |
| Income tax | 183,000 | 361,000 | 566,000 | 738,000 |
| Net income | 464,000 | 947,000 | 1,452,000 | 1,917,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,188,000 | 12,622,000 | 13,052,000 | 13,442,000 |
| Total capital | 13,078,000 | 13,561,000 | 14,025,000 | 14,459,000 |
| Risk-weighted assets | 95,766,000 | 101,508,000 | 104,811,000 | 105,357,000 |