Call reports 2009
CNLBANK, FIRST COAST — 2009
What CNLBANK, FIRST COAST reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 |
|---|---|
| Total assets | 224,340,000 |
| Total loans | 180,688,000 |
| Allowance for loan losses | 3,179,000 |
| Securities available for sale | 24,597,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 181,180,000 |
| Interest-bearing deposits | 153,013,000 |
| Noninterest-bearing deposits | 28,167,000 |
| Equity capital | 24,255,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 |
|---|---|
| Interest income | 2,709,000 |
| Interest expense | 992,000 |
| Net interest income | 1,717,000 |
| Noninterest income | 44,000 |
| Noninterest expense | 1,151,000 |
| Provision for loan losses | 205,000 |
| Pretax income | 405,000 |
| Income tax | 171,000 |
| Net income | 234,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 |
|---|---|
| Tier 1 capital | 23,571,000 |
| Total capital | 26,024,000 |
| Risk-weighted assets | 195,483,000 |