Call reports 2005
CNLBANK, FIRST COAST — 2005
What CNLBANK, FIRST COAST reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q4 |
|---|---|
| Total assets | 81,137,000 |
| Total loans | 60,573,000 |
| Allowance for loan losses | 642,000 |
| Securities available for sale | 16,871,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 71,705,000 |
| Interest-bearing deposits | 44,847,000 |
| Noninterest-bearing deposits | 26,858,000 |
| Equity capital | 9,412,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q4 |
|---|---|
| Interest income | 705,000 |
| Interest expense | 230,000 |
| Net interest income | 475,000 |
| Noninterest income | 11,000 |
| Noninterest expense | 494,000 |
| Provision for loan losses | 642,000 |
| Pretax income | -650,000 |
| Income tax | -251,000 |
| Net income | -399,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q4 |
|---|---|
| Tier 1 capital | 9,470,000 |
| Total capital | 10,112,000 |
| Risk-weighted assets | 67,388,000 |