Call reports 2005
COMMUNITY BANK SPRING GREEN AND PLAIN — 2005
What COMMUNITY BANK SPRING GREEN AND PLAIN reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 |
|---|---|---|
| Total assets | 71,535,000 | 71,086,000 |
| Total loans | 57,723,000 | 58,129,000 |
| Allowance for loan losses | 671,000 | 686,000 |
| Securities available for sale | 3,234,000 | 3,149,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 59,968,000 | 57,966,000 |
| Interest-bearing deposits | 52,429,000 | 49,658,000 |
| Noninterest-bearing deposits | 7,539,000 | 8,308,000 |
| Equity capital | 7,904,000 | 7,983,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 |
|---|---|---|
| Interest income | 965,000 | 1,935,000 |
| Interest expense | 357,000 | 697,000 |
| Net interest income | 608,000 | 1,238,000 |
| Noninterest income | 104,000 | 193,000 |
| Noninterest expense | 531,000 | 1,134,000 |
| Provision for loan losses | 15,000 | 30,000 |
| Pretax income | 166,000 | 267,000 |
| Income tax | 66,000 | 107,000 |
| Net income | 100,000 | 160,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 |
|---|---|---|
| Tier 1 capital | 6,510,000 | 6,573,000 |
| Total capital | 7,181,000 | 7,259,000 |
| Risk-weighted assets | 55,885,000 | 56,616,000 |