Call reports 2004
COMMUNITY BANK SPRING GREEN AND PLAIN — 2004
What COMMUNITY BANK SPRING GREEN AND PLAIN reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 72,213,000 | 72,352,000 | 74,459,000 | 75,950,000 |
| Total loans | 54,791,000 | 57,093,000 | 57,852,000 | 58,277,000 |
| Allowance for loan losses | 683,000 | 671,000 | 667,000 | 667,000 |
| Securities available for sale | 2,725,000 | 3,112,000 | 3,439,000 | 3,392,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,032,000 | 57,124,000 | 59,043,000 | 60,453,000 |
| Interest-bearing deposits | 49,589,000 | 49,275,000 | 51,841,000 | 52,552,000 |
| Noninterest-bearing deposits | 7,443,000 | 7,848,000 | 7,203,000 | 7,901,000 |
| Equity capital | 7,540,000 | 7,633,000 | 7,778,000 | 7,833,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 899,000 | 1,800,000 | 2,731,000 | 3,708,000 |
| Interest expense | 283,000 | 560,000 | 861,000 | 1,198,000 |
| Net interest income | 616,000 | 1,240,000 | 1,870,000 | 2,510,000 |
| Noninterest income | 138,000 | 263,000 | 366,000 | 479,000 |
| Noninterest expense | 552,000 | 1,093,000 | 1,634,000 | 2,161,000 |
| Provision for loan losses | 0 | 0 | 15,000 | 30,000 |
| Pretax income | 204,000 | 412,000 | 589,000 | 800,000 |
| Income tax | 70,000 | 141,000 | 201,000 | 285,000 |
| Net income | 134,000 | 271,000 | 388,000 | 515,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,067,000 | 6,212,000 | 6,332,000 | 6,408,000 |
| Total capital | 6,734,000 | 6,883,000 | 6,999,000 | 7,075,000 |
| Risk-weighted assets | 53,405,000 | 55,780,000 | 56,293,000 | 56,773,000 |