Call reports 2003
COMMUNITY BANK SPRING GREEN AND PLAIN — 2003
What COMMUNITY BANK SPRING GREEN AND PLAIN reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 71,545,000 | 71,800,000 | 74,392,000 | 74,025,000 |
| Total loans | 57,504,000 | 58,797,000 | 56,667,000 | 54,565,000 |
| Allowance for loan losses | 738,000 | 701,000 | 715,000 | 722,000 |
| Securities available for sale | 2,825,000 | 2,869,000 | 2,746,000 | 3,254,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,766,000 | 56,916,000 | 59,483,000 | 58,907,000 |
| Interest-bearing deposits | 53,040,000 | 51,019,000 | 52,885,000 | 51,056,000 |
| Noninterest-bearing deposits | 5,726,000 | 5,897,000 | 6,599,000 | 7,851,000 |
| Equity capital | 7,069,000 | 7,290,000 | 7,315,000 | 7,405,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,016,000 | 2,006,000 | 2,981,000 | 3,936,000 |
| Interest expense | 379,000 | 725,000 | 1,063,000 | 1,370,000 |
| Net interest income | 637,000 | 1,281,000 | 1,918,000 | 2,566,000 |
| Noninterest income | 151,000 | 358,000 | 537,000 | 640,000 |
| Noninterest expense | 495,000 | 1,000,000 | 1,506,000 | 2,018,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 55,000 |
| Pretax income | 278,000 | 609,000 | 904,000 | 1,133,000 |
| Income tax | 99,000 | 219,000 | 325,000 | 404,000 |
| Net income | 179,000 | 390,000 | 579,000 | 729,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,563,000 | 5,779,000 | 5,825,000 | 5,926,000 |
| Total capital | 6,237,000 | 6,466,000 | 6,516,000 | 6,601,000 |
| Risk-weighted assets | 53,837,000 | 54,972,000 | 55,303,000 | 53,967,000 |