Call reports 2002
COMMUNITY BANK SPRING GREEN AND PLAIN — 2002
What COMMUNITY BANK SPRING GREEN AND PLAIN reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 66,214,000 | 68,241,000 | 70,628,000 | 70,834,000 |
| Total loans | 55,037,000 | 57,671,000 | 57,699,000 | 58,216,000 |
| Allowance for loan losses | 655,000 | 679,000 | 697,000 | 738,000 |
| Securities available for sale | 2,502,000 | 1,929,000 | 2,662,000 | 2,685,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,158,000 | 57,045,000 | 58,211,000 | 58,203,000 |
| Interest-bearing deposits | 50,007,000 | 51,921,000 | 52,608,000 | 52,078,000 |
| Noninterest-bearing deposits | 5,151,000 | 5,123,000 | 5,603,000 | 6,126,000 |
| Equity capital | 6,370,000 | 6,540,000 | 6,736,000 | 6,894,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,061,000 | 2,143,000 | 3,222,000 | 4,291,000 |
| Interest expense | 457,000 | 903,000 | 1,350,000 | 1,767,000 |
| Net interest income | 604,000 | 1,240,000 | 1,872,000 | 2,524,000 |
| Noninterest income | 94,000 | 194,000 | 365,000 | 502,000 |
| Noninterest expense | 474,000 | 952,000 | 1,458,000 | 1,883,000 |
| Provision for loan losses | 21,000 | 45,000 | 69,000 | 112,000 |
| Pretax income | 203,000 | 437,000 | 710,000 | 1,031,000 |
| Income tax | 71,000 | 153,000 | 250,000 | 366,000 |
| Net income | 132,000 | 284,000 | 460,000 | 665,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,898,000 | 5,072,000 | 5,269,000 | 5,380,000 |
| Total capital | 5,525,000 | 5,725,000 | 5,928,000 | 6,059,000 |
| Risk-weighted assets | 50,137,000 | 52,117,000 | 52,653,000 | 54,109,000 |