Call reports 2019
PEOPLES BANK & TRUST COMPANY — 2019
What PEOPLES BANK & TRUST COMPANY reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 53,840,000 | 52,959,000 | 51,522,000 | 52,541,000 |
| Total loans | 35,744,000 | 36,527,000 | 36,668,000 | 35,770,000 |
| Allowance for loan losses | 1,083,000 | 1,083,000 | 1,083,000 | 1,085,000 |
| Securities available for sale | 10,099,000 | 10,047,000 | 7,164,000 | 7,494,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,733,000 | 42,366,000 | 40,395,000 | 41,418,000 |
| Interest-bearing deposits | 31,330,000 | 30,413,000 | 28,992,000 | 31,038,000 |
| Noninterest-bearing deposits | 12,403,000 | 11,953,000 | 11,403,000 | 10,380,000 |
| Equity capital | 7,198,000 | 7,548,000 | 7,936,000 | 7,863,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 613,000 | 1,228,000 | 1,831,000 | 2,440,000 |
| Interest expense | 44,000 | 100,000 | 160,000 | 224,000 |
| Net interest income | 569,000 | 1,128,000 | 1,671,000 | 2,216,000 |
| Noninterest income | 103,000 | 212,000 | 485,000 | 589,000 |
| Noninterest expense | 511,000 | 1,015,000 | 1,507,000 | 2,169,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 128,000 | 292,000 | 845,000 | 832,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 128,000 | 292,000 | 845,000 | 832,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,055,000 | 7,220,000 | 7,773,000 | 7,759,000 |
| Total capital | 7,514,000 | 7,682,000 | 8,236,000 | 8,227,000 |
| Risk-weighted assets | 36,157,000 | 36,372,000 | 36,413,000 | 36,824,000 |