Call reports 2018
PEOPLES BANK & TRUST COMPANY — 2018
What PEOPLES BANK & TRUST COMPANY reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 56,717,000 | 55,114,000 | 53,923,000 | 54,271,000 |
| Total loans | 37,435,000 | 36,363,000 | 36,363,000 | 36,564,000 |
| Allowance for loan losses | 1,075,000 | 1,077,000 | 1,079,000 | 1,079,000 |
| Securities available for sale | 11,403,000 | 11,195,000 | 10,834,000 | 10,657,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,120,000 | 45,222,000 | 41,800,000 | 44,431,000 |
| Interest-bearing deposits | 33,434,000 | 31,969,000 | 30,272,000 | 32,060,000 |
| Noninterest-bearing deposits | 13,686,000 | 13,253,000 | 11,528,000 | 12,371,000 |
| Equity capital | 7,014,000 | 7,172,000 | 7,236,000 | 6,882,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 633,000 | 1,272,000 | 1,888,000 | 2,520,000 |
| Interest expense | 36,000 | 70,000 | 111,000 | 162,000 |
| Net interest income | 597,000 | 1,202,000 | 1,777,000 | 2,358,000 |
| Noninterest income | 107,000 | 220,000 | 326,000 | 442,000 |
| Noninterest expense | 548,000 | 1,072,000 | 1,597,000 | 2,136,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 145,000 | 339,000 | 495,000 | 652,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 145,000 | 339,000 | 495,000 | 652,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,056,000 | 7,249,000 | 7,406,000 | 6,928,000 |
| Total capital | 7,540,000 | 7,715,000 | 7,866,000 | 7,390,000 |
| Risk-weighted assets | 38,112,000 | 36,687,000 | 36,173,000 | 36,381,000 |