Call reports 2016
PEOPLES BANK & TRUST COMPANY — 2016
What PEOPLES BANK & TRUST COMPANY reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 55,048,000 | 54,742,000 | 53,877,000 | 55,438,000 |
| Total loans | 35,678,000 | 35,679,000 | 37,102,000 | 36,834,000 |
| Allowance for loan losses | 1,089,000 | 1,085,000 | 1,084,000 | 1,081,000 |
| Securities available for sale | 6,424,000 | 5,671,000 | 9,063,000 | 7,506,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,466,000 | 44,830,000 | 43,780,000 | 45,548,000 |
| Interest-bearing deposits | 32,748,000 | 32,982,000 | 32,531,000 | 32,563,000 |
| Noninterest-bearing deposits | 12,718,000 | 11,848,000 | 11,249,000 | 12,985,000 |
| Equity capital | 7,428,000 | 7,671,000 | 7,799,000 | 7,515,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 617,000 | 1,216,000 | 1,829,000 | 2,451,000 |
| Interest expense | 35,000 | 70,000 | 105,000 | 141,000 |
| Net interest income | 582,000 | 1,146,000 | 1,724,000 | 2,310,000 |
| Noninterest income | 107,000 | 217,000 | 325,000 | 421,000 |
| Noninterest expense | 502,000 | 1,002,000 | 1,490,000 | 2,043,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 187,000 | 361,000 | 559,000 | 602,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 187,000 | 361,000 | 559,000 | 602,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,102,000 | 7,276,000 | 7,474,000 | 7,517,000 |
| Total capital | 7,570,000 | 7,748,000 | 7,960,000 | 8,018,000 |
| Risk-weighted assets | 36,851,000 | 37,168,000 | 38,335,000 | 39,507,000 |