Call reports 2014
PEOPLES BANK & TRUST COMPANY — 2014
What PEOPLES BANK & TRUST COMPANY reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 59,121,000 | 57,586,000 | 54,962,000 | 55,919,000 |
| Total loans | 39,772,000 | 38,087,000 | 38,219,000 | 37,417,000 |
| Allowance for loan losses | 984,000 | 1,017,000 | 1,051,000 | 1,091,000 |
| Securities available for sale | 8,974,000 | 9,929,000 | 9,550,000 | 8,769,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,984,000 | 44,098,000 | 41,207,000 | 42,328,000 |
| Interest-bearing deposits | 35,212,000 | 33,787,000 | 32,475,000 | 32,763,000 |
| Noninterest-bearing deposits | 10,772,000 | 10,311,000 | 8,732,000 | 9,565,000 |
| Equity capital | 11,185,000 | 11,503,000 | 11,679,000 | 11,509,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 639,000 | 1,292,000 | 1,932,000 | 2,593,000 |
| Interest expense | 54,000 | 107,000 | 157,000 | 203,000 |
| Net interest income | 585,000 | 1,185,000 | 1,775,000 | 2,390,000 |
| Noninterest income | 115,000 | 233,000 | 353,000 | 459,000 |
| Noninterest expense | 472,000 | 944,000 | 1,453,000 | 1,981,000 |
| Provision for loan losses | 36,000 | 72,000 | 109,000 | 146,000 |
| Pretax income | 192,000 | 402,000 | 566,000 | 720,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 192,000 | 402,000 | 566,000 | 720,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,942,000 | 11,152,000 | 11,316,000 | 11,170,000 |
| Total capital | 11,442,000 | 11,631,000 | 11,790,000 | 11,639,000 |
| Risk-weighted assets | 39,546,000 | 37,799,000 | 37,347,000 | 36,920,000 |