Call reports 2013
PEOPLES BANK & TRUST COMPANY — 2013
What PEOPLES BANK & TRUST COMPANY reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 64,445,000 | 61,401,000 | 60,139,000 | 59,178,000 |
| Total loans | 38,647,000 | 39,095,000 | 38,949,000 | 39,321,000 |
| Allowance for loan losses | 861,000 | 894,000 | 930,000 | 947,000 |
| Securities available for sale | 2,196,000 | 9,188,000 | 8,761,000 | 8,145,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,043,000 | 47,933,000 | 47,458,000 | 46,259,000 |
| Interest-bearing deposits | 42,101,000 | 38,663,000 | 38,066,000 | 36,493,000 |
| Noninterest-bearing deposits | 8,942,000 | 9,270,000 | 9,392,000 | 9,766,000 |
| Equity capital | 11,625,000 | 11,632,000 | 10,773,000 | 10,886,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 812,000 | 1,463,000 | 2,084,000 | 2,725,000 |
| Interest expense | 80,000 | 156,000 | 224,000 | 285,000 |
| Net interest income | 732,000 | 1,307,000 | 1,860,000 | 2,440,000 |
| Noninterest income | 109,000 | 228,000 | 342,000 | 437,000 |
| Noninterest expense | 560,000 | 1,073,000 | 1,563,000 | 2,080,000 |
| Provision for loan losses | 36,000 | 73,000 | 109,000 | 146,000 |
| Pretax income | -42,000 | 102,000 | 243,000 | 285,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -42,000 | 102,000 | 243,000 | 285,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,502,000 | 11,646,000 | 10,707,000 | 10,749,000 |
| Total capital | 12,058,000 | 12,127,000 | 11,190,000 | 11,233,000 |
| Risk-weighted assets | 44,277,000 | 38,081,000 | 38,217,000 | 38,276,000 |