Call reports 2012
PEOPLES BANK & TRUST COMPANY — 2012
What PEOPLES BANK & TRUST COMPANY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 69,361,000 | 63,066,000 | 64,438,000 | 64,637,000 |
| Total loans | 40,086,000 | 39,655,000 | 39,407,000 | 40,100,000 |
| Allowance for loan losses | 824,000 | 854,000 | 845,000 | 855,000 |
| Securities available for sale | 14,838,000 | 13,080,000 | 12,647,000 | 11,071,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,500,000 | 51,879,000 | 51,872,000 | 51,309,000 |
| Interest-bearing deposits | 49,182,000 | 42,979,000 | 43,214,000 | 42,517,000 |
| Noninterest-bearing deposits | 9,318,000 | 8,900,000 | 8,658,000 | 8,792,000 |
| Equity capital | 8,899,000 | 9,177,000 | 10,461,000 | 11,532,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 918,000 | 1,778,000 | 2,639,000 | 3,495,000 |
| Interest expense | 145,000 | 259,000 | 352,000 | 441,000 |
| Net interest income | 773,000 | 1,519,000 | 2,287,000 | 3,054,000 |
| Noninterest income | 118,000 | 236,000 | 351,000 | 467,000 |
| Noninterest expense | 531,000 | 1,067,000 | 1,604,000 | 2,174,000 |
| Provision for loan losses | 37,000 | 73,000 | 110,000 | 147,000 |
| Pretax income | -105,000 | 187,000 | 423,000 | 629,000 |
| Income tax | 0 | 0 | 0 | -376,000 |
| Net income | -105,000 | 187,000 | 423,000 | 1,005,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,735,000 | 10,965,000 | 11,172,000 | 11,696,000 |
| Total capital | 11,409,000 | 11,598,000 | 11,801,000 | 12,316,000 |
| Risk-weighted assets | 53,796,000 | 50,453,000 | 50,116,000 | 49,405,000 |