Call reports 2011
PEOPLES BANK & TRUST COMPANY — 2011
What PEOPLES BANK & TRUST COMPANY reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 73,199,000 | 70,046,000 | 69,251,000 | 70,733,000 |
| Total loans | 40,288,000 | 40,500,000 | 41,438,000 | 40,649,000 |
| Allowance for loan losses | 780,000 | 807,000 | 837,000 | 812,000 |
| Securities available for sale | 22,878,000 | 20,486,000 | 18,399,000 | 16,203,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,544,000 | 57,096,000 | 57,129,000 | 58,884,000 |
| Interest-bearing deposits | 51,631,000 | 49,214,000 | 48,824,000 | 49,561,000 |
| Noninterest-bearing deposits | 7,913,000 | 7,882,000 | 8,305,000 | 9,323,000 |
| Equity capital | 8,935,000 | 8,133,000 | 8,206,000 | 7,742,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,095,000 | 2,148,000 | 3,158,000 | 4,052,000 |
| Interest expense | 260,000 | 487,000 | 684,000 | 863,000 |
| Net interest income | 835,000 | 1,661,000 | 2,474,000 | 3,189,000 |
| Noninterest income | 126,000 | 168,000 | 288,000 | 395,000 |
| Noninterest expense | 526,000 | 1,039,000 | 1,535,000 | 2,281,000 |
| Provision for loan losses | 36,000 | 72,000 | 109,000 | 146,000 |
| Pretax income | 396,000 | 654,000 | 1,054,000 | 1,014,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 396,000 | 654,000 | 1,054,000 | 1,014,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,575,000 | 10,632,000 | 11,032,000 | 10,972,000 |
| Total capital | 11,147,000 | 11,308,000 | 11,712,000 | 11,665,000 |
| Risk-weighted assets | 56,118,000 | 53,925,000 | 54,273,000 | 55,376,000 |