Call reports 2009
PEOPLES BANK & TRUST COMPANY — 2009
What PEOPLES BANK & TRUST COMPANY reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 78,062,000 | 86,023,000 | 83,903,000 | 84,064,000 |
| Total loans | 43,351,000 | 44,090,000 | 43,864,000 | 41,953,000 |
| Allowance for loan losses | 731,000 | 746,000 | 730,000 | 698,000 |
| Securities available for sale | 28,276,000 | 28,406,000 | 27,836,000 | 26,650,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,772,000 | 58,875,000 | 57,607,000 | 57,348,000 |
| Interest-bearing deposits | 44,518,000 | 51,175,000 | 50,023,000 | 49,724,000 |
| Noninterest-bearing deposits | 8,254,000 | 7,700,000 | 7,584,000 | 7,624,000 |
| Equity capital | 2,838,000 | 4,752,000 | 5,616,000 | 6,150,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,435,000 | 2,824,000 | 4,211,000 | 5,539,000 |
| Interest expense | 536,000 | 1,032,000 | 1,575,000 | 2,081,000 |
| Net interest income | 899,000 | 1,792,000 | 2,636,000 | 3,458,000 |
| Noninterest income | 152,000 | 323,000 | 513,000 | 672,000 |
| Noninterest expense | 478,000 | 958,000 | 1,495,000 | 2,112,000 |
| Provision for loan losses | 36,000 | 72,000 | 109,000 | 146,000 |
| Pretax income | 337,000 | 834,000 | 994,000 | 1,119,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 337,000 | 834,000 | 994,000 | 1,119,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,897,000 | 10,843,000 | 10,817,000 | 10,942,000 |
| Total capital | 11,628,000 | 11,589,000 | 11,547,000 | 11,640,000 |
| Risk-weighted assets | 65,679,000 | 66,526,000 | 64,895,000 | 62,820,000 |