Call reports 2008
PEOPLES BANK & TRUST COMPANY — 2008
What PEOPLES BANK & TRUST COMPANY reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 77,008,000 | 75,486,000 | 74,886,000 | 85,524,000 |
| Total loans | 44,918,000 | 43,373,000 | 44,618,000 | 44,147,000 |
| Allowance for loan losses | 741,000 | 760,000 | 749,000 | 758,000 |
| Securities available for sale | 25,752,000 | 25,579,000 | 22,963,000 | 26,140,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,135,000 | 37,076,000 | 41,443,000 | 57,379,000 |
| Interest-bearing deposits | 29,736,000 | 29,596,000 | 33,076,000 | 50,463,000 |
| Noninterest-bearing deposits | 8,399,000 | 7,480,000 | 8,367,000 | 6,916,000 |
| Equity capital | 8,292,000 | 8,653,000 | 7,213,000 | 5,591,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,279,000 | 2,644,000 | 4,037,000 | 5,392,000 |
| Interest expense | 409,000 | 866,000 | 1,311,000 | 1,774,000 |
| Net interest income | 870,000 | 1,778,000 | 2,726,000 | 3,618,000 |
| Noninterest income | 156,000 | 332,000 | 496,000 | 613,000 |
| Noninterest expense | 470,000 | 930,000 | 1,420,000 | 1,907,000 |
| Provision for loan losses | 36,000 | 73,000 | 110,000 | 147,000 |
| Pretax income | 523,000 | 1,110,000 | 1,695,000 | 2,178,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 523,000 | 1,110,000 | 1,695,000 | 2,178,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,614,000 | 9,889,000 | 10,318,000 | 10,801,000 |
| Total capital | 10,215,000 | 10,478,000 | 11,013,000 | 11,559,000 |
| Risk-weighted assets | 47,964,000 | 46,985,000 | 55,610,000 | 67,585,000 |