Call reports 2007
PEOPLES BANK & TRUST COMPANY — 2007
What PEOPLES BANK & TRUST COMPANY reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 56,631,000 | 56,234,000 | 61,847,000 | 66,103,000 |
| Total loans | 46,227,000 | 45,226,000 | 46,398,000 | 44,672,000 |
| Allowance for loan losses | 647,000 | 686,000 | 719,000 | 719,000 |
| Securities available for sale | 3,764,000 | 3,690,000 | 9,004,000 | 14,434,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,034,000 | 34,093,000 | 33,066,000 | 35,803,000 |
| Interest-bearing deposits | 27,441,000 | 26,096,000 | 25,214,000 | 28,022,000 |
| Noninterest-bearing deposits | 8,593,000 | 7,997,000 | 7,852,000 | 7,781,000 |
| Equity capital | 8,960,000 | 9,032,000 | 9,300,000 | 9,686,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,035,000 | 2,093,000 | 3,172,000 | 4,345,000 |
| Interest expense | 296,000 | 603,000 | 934,000 | 1,315,000 |
| Net interest income | 739,000 | 1,490,000 | 2,238,000 | 3,030,000 |
| Noninterest income | 143,000 | 303,000 | 461,000 | 618,000 |
| Noninterest expense | 489,000 | 973,000 | 1,453,000 | 1,911,000 |
| Provision for loan losses | 36,000 | 72,000 | 109,000 | 146,000 |
| Pretax income | 357,000 | 748,000 | 1,137,000 | 1,591,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 357,000 | 748,000 | 1,137,000 | 1,591,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,741,000 | 8,868,000 | 9,125,000 | 9,578,000 |
| Total capital | 9,289,000 | 9,410,000 | 9,692,000 | 10,146,000 |
| Risk-weighted assets | 43,980,000 | 43,202,000 | 45,456,000 | 45,294,000 |