Call reports 2006
PEOPLES BANK & TRUST COMPANY — 2006
What PEOPLES BANK & TRUST COMPANY reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 53,912,000 | 54,580,000 | 56,560,000 | 57,448,000 |
| Total loans | 42,930,000 | 44,278,000 | 46,060,000 | 46,696,000 |
| Allowance for loan losses | 550,000 | 563,000 | 571,000 | 605,000 |
| Securities available for sale | 4,050,000 | 3,828,000 | 3,845,000 | 3,807,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,442,000 | 37,055,000 | 35,663,000 | 36,565,000 |
| Interest-bearing deposits | 30,851,000 | 29,143,000 | 27,710,000 | 28,254,000 |
| Noninterest-bearing deposits | 8,591,000 | 7,912,000 | 7,953,000 | 8,311,000 |
| Equity capital | 8,022,000 | 8,144,000 | 8,432,000 | 8,762,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 953,000 | 1,937,000 | 2,946,000 | 4,000,000 |
| Interest expense | 201,000 | 400,000 | 651,000 | 959,000 |
| Net interest income | 752,000 | 1,537,000 | 2,295,000 | 3,041,000 |
| Noninterest income | 151,000 | 298,000 | 453,000 | 601,000 |
| Noninterest expense | 485,000 | 966,000 | 1,464,000 | 1,984,000 |
| Provision for loan losses | 56,000 | 92,000 | 129,000 | 166,000 |
| Pretax income | 362,000 | 777,000 | 1,155,000 | 1,492,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 362,000 | 777,000 | 1,155,000 | 1,492,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,783,000 | 7,933,000 | 8,179,000 | 8,516,000 |
| Total capital | 8,291,000 | 8,464,000 | 8,733,000 | 9,078,000 |
| Risk-weighted assets | 40,829,000 | 42,454,000 | 44,268,000 | 44,984,000 |