Call reports 2002
PEOPLES BANK & TRUST COMPANY — 2002
What PEOPLES BANK & TRUST COMPANY reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 59,794,000 | 60,862,000 | 61,347,000 | 62,324,000 |
| Total loans | 41,956,000 | 43,456,000 | 46,457,000 | 46,033,000 |
| Allowance for loan losses | 553,000 | 574,000 | 574,000 | 615,000 |
| Securities available for sale | 10,682,000 | 9,630,000 | 8,882,000 | 6,763,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,864,000 | 42,406,000 | 41,678,000 | 44,762,000 |
| Interest-bearing deposits | 35,063,000 | 35,437,000 | 35,375,000 | 36,638,000 |
| Noninterest-bearing deposits | 6,801,000 | 6,969,000 | 6,303,000 | 8,124,000 |
| Equity capital | 5,218,000 | 5,616,000 | 6,065,000 | 5,877,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,059,000 | 2,143,000 | 3,254,000 | 4,420,000 |
| Interest expense | 282,000 | 559,000 | 821,000 | 1,073,000 |
| Net interest income | 777,000 | 1,584,000 | 2,433,000 | 3,347,000 |
| Noninterest income | 131,000 | 281,000 | 438,000 | 605,000 |
| Noninterest expense | 576,000 | 1,057,000 | 1,550,000 | 2,065,000 |
| Provision for loan losses | 30,000 | 61,000 | 91,000 | 122,000 |
| Pretax income | 302,000 | 747,000 | 1,226,000 | 1,867,000 |
| Income tax | 88,000 | 224,000 | 371,000 | 461,000 |
| Net income | 214,000 | 523,000 | 855,000 | 1,406,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,023,000 | 5,331,000 | 5,664,000 | 5,615,000 |
| Total capital | 5,526,000 | 5,848,000 | 6,207,000 | 6,153,000 |
| Risk-weighted assets | 40,201,000 | 41,588,000 | 43,372,000 | 43,654,000 |