Call reports 2001
PEOPLES BANK & TRUST COMPANY — 2001
What PEOPLES BANK & TRUST COMPANY reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 61,070,000 | 58,376,000 | 58,768,000 | 59,591,000 |
| Total loans | 42,303,000 | 41,548,000 | 42,548,000 | 41,421,000 |
| Allowance for loan losses | 507,000 | 522,000 | 545,000 | 555,000 |
| Securities available for sale | 10,699,000 | 10,143,000 | 9,829,000 | 9,246,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,969,000 | 39,355,000 | 40,035,000 | 41,014,000 |
| Interest-bearing deposits | 34,103,000 | 32,812,000 | 33,270,000 | 33,981,000 |
| Noninterest-bearing deposits | 5,866,000 | 6,543,000 | 6,765,000 | 7,033,000 |
| Equity capital | 5,826,000 | 5,662,000 | 5,176,000 | 5,669,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,291,000 | 2,536,000 | 3,739,000 | 4,917,000 |
| Interest expense | 549,000 | 1,001,000 | 1,416,000 | 1,748,000 |
| Net interest income | 742,000 | 1,535,000 | 2,323,000 | 3,169,000 |
| Noninterest income | 312,000 | 442,000 | 586,000 | 739,000 |
| Noninterest expense | 628,000 | 1,070,000 | 1,525,000 | 2,031,000 |
| Provision for loan losses | 30,000 | 61,000 | 91,000 | 122,000 |
| Pretax income | 399,000 | 849,000 | 1,296,000 | 1,758,000 |
| Income tax | 122,000 | 128,000 | 394,000 | 336,000 |
| Net income | 277,000 | 721,000 | 902,000 | 1,422,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,564,000 | 5,408,000 | 4,889,000 | 5,409,000 |
| Total capital | 6,071,000 | 5,930,000 | 5,397,000 | 5,903,000 |
| Risk-weighted assets | 40,658,000 | 39,467,000 | 40,614,000 | 39,491,000 |