Call reports 2025
COMMUNITY BANK OF OELWEIN — 2025
What COMMUNITY BANK OF OELWEIN reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 108,821,000 | 104,373,000 | 106,656,000 | 103,468,000 |
| Total loans | 71,472,000 | 70,629,000 | 67,350,000 | 66,324,000 |
| Allowance for loan losses | 617,000 | 605,000 | 532,000 | 530,000 |
| Securities available for sale | 23,333,000 | 22,551,000 | 22,668,000 | 21,947,000 |
| Securities held to maturity | 1,400,000 | 1,400,000 | 900,000 | 900,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,600,000 | 86,403,000 | 86,125,000 | 83,168,000 |
| Interest-bearing deposits | 86,408,000 | 80,398,000 | 79,722,000 | 76,998,000 |
| Noninterest-bearing deposits | 6,192,000 | 6,005,000 | 6,403,000 | 6,170,000 |
| Equity capital | 12,518,000 | 12,765,000 | 13,329,000 | 13,074,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,312,000 | 2,600,000 | 3,928,000 | 5,199,000 |
| Interest expense | 698,000 | 1,322,000 | 1,950,000 | 2,535,000 |
| Net interest income | 614,000 | 1,278,000 | 1,978,000 | 2,664,000 |
| Noninterest income | 40,000 | 85,000 | 131,000 | 167,000 |
| Noninterest expense | 431,000 | 865,000 | 1,323,000 | 1,794,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 229,000 | 504,000 | 792,000 | 1,046,000 |
| Income tax | 34,000 | 80,000 | 127,000 | 170,000 |
| Net income | 195,000 | 424,000 | 665,000 | 876,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,453,000 | 13,682,000 | 13,923,000 | 13,634,000 |
| Total capital | 14,070,000 | — | — | — |
| Risk-weighted assets | 81,617,000 | — | — | — |