Call reports 2024
COMMUNITY BANK OF OELWEIN — 2024
What COMMUNITY BANK OF OELWEIN reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 106,189,000 | 106,733,000 | 108,004,000 | 107,465,000 |
| Total loans | 65,909,000 | 68,349,000 | 68,816,000 | 72,005,000 |
| Allowance for loan losses | 684,000 | 687,000 | 692,000 | 614,000 |
| Securities available for sale | 28,222,000 | 26,688,000 | 27,467,000 | 23,525,000 |
| Securities held to maturity | 1,400,000 | 1,400,000 | 1,400,000 | 1,400,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,226,000 | 91,824,000 | 90,420,000 | 88,961,000 |
| Interest-bearing deposits | 84,239,000 | 86,129,000 | 85,065,000 | 83,578,000 |
| Noninterest-bearing deposits | 5,987,000 | 5,695,000 | 5,355,000 | 5,383,000 |
| Equity capital | 12,299,000 | 12,310,000 | 12,856,000 | 12,799,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,185,000 | 2,440,000 | 3,724,000 | 4,887,000 |
| Interest expense | 649,000 | 1,357,000 | 2,065,000 | 2,767,000 |
| Net interest income | 536,000 | 1,083,000 | 1,659,000 | 2,120,000 |
| Noninterest income | 44,000 | 91,000 | 137,000 | 179,000 |
| Noninterest expense | 451,000 | 899,000 | 1,354,000 | 1,825,000 |
| Provision for loan losses | 0 | 0 | 0 | -75,000 |
| Pretax income | 137,000 | 260,000 | 427,000 | 516,000 |
| Income tax | 5,000 | 10,000 | 26,000 | 22,000 |
| Net income | 132,000 | 250,000 | 401,000 | 494,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,396,000 | 13,514,000 | 13,665,000 | 13,758,000 |
| Total capital | 14,080,000 | 14,201,000 | 14,357,000 | 14,372,000 |
| Risk-weighted assets | 78,339,000 | 79,017,000 | 79,029,000 | 80,323,000 |