Call reports 2023
COMMUNITY BANK OF OELWEIN — 2023
What COMMUNITY BANK OF OELWEIN reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 101,859,000 | 101,570,000 | 105,544,000 | 106,158,000 |
| Total loans | 59,598,000 | 60,492,000 | 60,906,000 | 62,345,000 |
| Allowance for loan losses | 669,000 | 673,000 | 677,000 | 680,000 |
| Securities available for sale | 29,772,000 | 28,959,000 | 28,073,000 | 28,542,000 |
| Securities held to maturity | 0 | 0 | 1,400,000 | 1,400,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,251,000 | 85,954,000 | 89,840,000 | 90,281,000 |
| Interest-bearing deposits | 80,764,000 | 78,942,000 | 83,491,000 | 84,634,000 |
| Noninterest-bearing deposits | 7,487,000 | 7,012,000 | 6,349,000 | 5,647,000 |
| Equity capital | 11,937,000 | 12,026,000 | 11,966,000 | 12,247,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 992,000 | 2,036,000 | 3,166,000 | 4,313,000 |
| Interest expense | 303,000 | 696,000 | 1,206,000 | 1,797,000 |
| Net interest income | 689,000 | 1,340,000 | 1,960,000 | 2,516,000 |
| Noninterest income | 55,000 | 108,000 | 145,000 | 198,000 |
| Noninterest expense | 410,000 | 857,000 | 1,273,000 | 1,741,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 321,000 | 578,000 | 819,000 | 962,000 |
| Income tax | 53,000 | 78,000 | 103,000 | 109,000 |
| Net income | 268,000 | 500,000 | 716,000 | 853,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,178,000 | 13,411,000 | 13,627,000 | 13,264,000 |
| Total capital | 13,847,000 | 14,084,000 | 14,304,000 | 13,944,000 |
| Risk-weighted assets | 70,629,000 | 70,535,000 | 71,788,000 | 75,224,000 |